LEASE-OPTIONS: Low Risk. Predictable Returns. Positive Cash Flow.

In Vancouver, we have seen home prices soar to great heights, restricting many people from being able to own a home and making it difficult for investors to find properties that offer positive cash flow. Despite an inflated housing market, there are many people that are motivated to buy. STRATEGIC HOUSING helps individuals enter the housing market while offering investors a predictable return on investment through Lease-Options.

What are Lease-Options?
Lease-Options is better known as Lease-to-Own (or Rent-to-Own). A Lease-Option home purchase is a Lease Contract combined with an Option Contract for a specified period of time (typically 1 to 3 years). The Option Contract gives the tenant-buyer the right, but not the obligation, to buy the property at anytime during the lease term.

How it Works
The purchase price is established at the beginning of the lease term, and the tenant-buyer pays an Option Deposit for the Option contract. The tenant-buyer pays a premium monthly rent that includes lease-option credits. The Option Deposit and any monthly credits are credited towards the purchase providing that the tenant-buyer exercises his Option to Purchase during the lease term.

Who Benefits from Lease-Options?
The Lease-to-Own strategy is ideal for individuals that want to purchase a home, but may not have sufficient down payment or established credit to qualify for a mortgage. Although this includes applicants with less-than-perfect credit, the majority of tenant-buyers are comprised of self-employed individuals, new business owners, new immigrants and new employees. Lease-Options offer tenant-buyers the benefit of time to establish credit and accumulate sufficient down payment while securing the purchase price from market appreciation.

Lease-Option Investments: Low Risk and Predictable Returns
Lease-Option investments offer multiple profit opportunities. It is a great way to invest in real estate because it allows you to control properties without immediate ownership. Tenant-buyers pay premium monthly rents that offer positive cash flow and make it easier to obtain financing. Lease-Option investments offer predictable returns for investors because the selling price has already been established for the tenant-buyer.

To learn more about Lease-Options, call Andy at 604-910-6000 or visit www.StrategicHousing.ca